Special to The Laker/Lutz News

‘New Leaf’ Is Perfect Name For This Chiropractic Office

October 8, 2015 By Special to The Laker/Lutz News

There could not be a better name then New Leaf Chiropractic Wellness Center for Dr. Michael Pease.

After 20 years in the telecommunications business, Dr. Pease was looking for a career change that would get him out from behind a computer to more face-to-face interaction with people.

Although he lived a healthy lifestyle, eating mostly healthy foods and exercising regularly, being at a desk all day long resulted in frequent headaches, neck pain and insomnia.

“I liked my job, but didn’t like how it made me feel,” said Dr. Pease, who worked for Alltel Communications in its cellular division for many years. “I was only in my mid-30s, but already had prehypertension and didn’t have the energy I should for someone who was so health conscious.”

And then seven years ago, he had an “aha moment” that changed his life forever. “I happened to meet a chiropractor at a health screening event,” said Dr. Pease. “I told the doctor about my medical problems, and he said he could help. After just three months under his care, I saw a 180-degree improvement in my health.”

As Dr. Pease tells the story, he describes it as an awakening — a calling that took his life in a completely new direction. “It was almost as if the clouds parted and I knew what I was meant to do — to help people get well, just as I had been helped,” he explains.

With this insight, Dr. Pease quit his job and turned over a “new leaf,” enrolling in Palmer College of Chiropractic in Port Orange.

“That was back in 2008. I have never looked back and never doubted that I made the right decision,” said Dr. Pease. After graduating as a chiropractic physician, Dr. Pease moved to Tampa tobe closer to his two teenage children and started his own practice in a shared facility on Bearss Avenue.

In August of this year, he moved to Lutz to a professional center on State Road 54, located just east of the new Lowe’s store.

“Our name is apropos for myself as well as our patients, because they too are often turning over a ‘new leaf’ to get healthy and stay fit,” said Dr. Pease. “I believe everyone can benefit from chiropractic treatments. I give every one of my patients 100 percent of my focus and energy. I strive to maintain good communication with patients, and am always open.”

Dr. Pease is currently offering special promotional discounts on initial exams for new patients, as well as discount cash payment options. He strives to keep his rates affordable and offers flexible payment plans.

813-254-2500

2029 Osprey Lane, Suite B, Lutz, FL 33549

NewLeafChiroLLC.com

Need a car? Poor credit? Victory Lane can help

October 8, 2015 By Special to The Laker/Lutz News

Sales Manager Harry Gooden, left, and General Manager Steve Morgan at Victory Lane Motorcars in Land O’ Lakes.

Special to The Laker / Lutz News

Steve Morgan, general manager of Victory Lane Motorcars in Land O’ Lakes, loves his job because he helps people facing difficult times get financing to buy a vehicle. “Unfortunately, people have bad luck –

bankruptcy, bad health, unemployment,” said Steve. “And when their luck is down, they cannot buy a car the traditional way because they have poor credit and little money for a down payment.”

That’s where Steve and his sales manager, Harry Gooden, come in. “We’re able to get almost anyone in a car, even folks whose credit scores are as low as 400 to 500,” said Steve. “Helping someone get financing for a vehicle is often the first step in re-establishing their credit.”

Steve explains that Victory Lane is not a “buy here, pay here” car lot. “Those lots do not report a client’s credit history to the credit bureaus. And because they don’t, a loan at a ‘buy here, pay here’ lot does nothing to help someone improve their credit score,” said Steve.

Steve and Harry can usually qualify someone for financing in 15-20 minutes. “I like the challenge of helping people find the most affordable financing,” said Harry. “Once we do, within an hour, we can usually complete the sale, and send the customer home in a new car.”

Victory Lane Motorcars keeps close to 100 vehicles on its lot and rotates its inventory every few weeks. It has everything from late model year vehicles with less than 30,000 miles, to cars for as little as $1,500 to $2,000.

“You’ll see all models here, domestic and foreign, including Mercedes, Lexus, Mazda, pickup trucks and even Hummers,” said Steve.

Most customers come from Pasco County, but many travel from Tampa and St. Petersburg looking for a specific vehicle, said Steve.

“And when someone comes by, they usually stay and buy from us, because of our personal touch and genuine customer service,” said Steve. “We’re here to make it happen,” adds Harry. “It is not unusual for us to stay open after closing hours to help a customer get their car that day.”

Every car Victory Lane puts on its lot first goes through an intensive mechanical review. There is a full-time, certified mechanic on staff, and also a body shop. “Every one of our vehicles has been serviced and is ready to go,” said Harry.

Harry and Steve have been selling vehicles for a long time. Steve and his father operated M & M Used Cars in Hamilton, Ohio for 58 years. Harry has been in the car business for more than 10.

Victory Lane Motorcars is open 9 a.m. to 6 p.m., every day except Sunday, when the business is closed. Steve and Harry invite folks to come by to check out their huge inventory and overcome any credit issues they may have.

6600 Land O’ Lakes Blvd,

Land O’ Lakes, FL 34638

813.996.6019

Sharing the tradition of southern cooking

October 7, 2015 By Special to The Laker/Lutz News

I grew up with southern cooks.

My mother hailed from Maysville, Georgia, and my father was born in Fort Myers, with a maternal side hailing from the Panhandle.

My father always claimed to be “more southern” than my mother, because he was born farther south of the Mason-Dixon line.

Sandy Graves, a resident of Land O’ Lakes, is active in numerous community efforts, including the push to bring an outdoor stage to the Land O’ Lakes Community Park. The stage is expected to be built in 2016.

One of the things I observed through the years is that much southern cooking doesn’t involve using a recipe. Instead, it is passed down, as one cook shows another how to make a dish.

In my family, that’s true of such things as collard greens, dumplings, cornbread — and anything that’s fried.

Of course, there’s no such thing as a southern vegetable without including a ham hock, ham bone or some salt pork.

Indeed, every part of the hog can find its way into southern cooking.

My great-grandmother made some of the best “cracklin’ ” (fried pork skin) cornbread you’ve ever tasted, and I could go on and on with stories about our family’s southern culinary delights.

One of my favorite southern meals includes collard greens and ham hocks.

I am fortunate to have a neighbor who grows collard greens in his backyard, and every year we have the mandatory New Year’s Day meal of ham, collard greens, rice, black-eyed peas and stewed tomatoes. The collard greens and black-eyed peas are for luck and money.

Here’s my recipe for collard greens and ham hocks.

Collard Greens and Ham Hocks

4 pounds collard greens (best if cut fresh from the garden)

2 precooked smoked ham hocks (a Honey Baked ham bone is a nice substitute, if cooking more collards)

2 teaspoons sugar

Salt and pepper, to taste

Water

Rinse your greens several times under cold water to remove dirt or sand. After cleaning the greens, remove the leaf from the stem in strips — using your hands or kitchen scissors.

Place collards in Dutch oven and cover with water. Add sugar.

If all of the greens do not fit, just add more greens, as they boil down.

Place ham hocks on top and heat water to boiling, and then reduce to simmer.

Cover greens and continue to simmer for about 1 hour, until greens are tender.

Stir your greens often, and keep sufficient water level, so all the collards simmer.

About halfway through cooking, add salt and pepper to taste.

Serve with ham, rice and black-eyed peas and cornbread.

(Those who like additional seasoning can add some pepper sauce, to taste, once the meal has been served).

By Sandy Graves

Published October 7, 2015

Pasco County’s namesake led an interesting life

September 30, 2015 By Special to The Laker/Lutz News

Some of us may know a bit about where the names for Collier and Flagler counties came from.

But for those who don’t, it was Barron Collier who constructed the Tamiami Trail through the Everglades, connecting the two coasts of Florida.

And, Henry Flagler was a key figure in the development of the Atlantic coast of Florida as the founder of the Florida East Coast Railway.

But how much do we know about where Pasco County got its name?

The historic courthouse in Dade City was named for Samuel W. Pasco. (B.C. Manion/Staff Photo) — The historic courthouse in Dade City was named for Samuel W. Pasco.
(B.C. Manion/Staff Photo)

The county is named after Samuel W. Pasco, who was born in London, when Charles Dickens was still a young newspaper reporter for The Morning Chronicle.

Pasco was born in a family of Cornish ancestry on June 28, 1834, some 200 feet from St. Paul’s Cathedral.

He immigrated to the United States with his family and settled in Charlestown, Massachusetts in 1846.

A strong student, Pasco graduated from Harvard College in 1858. He was recommended to a group of Southern Planters in Jefferson County, Florida. They wanted to educate their children with Pasco as the Principal of the Waukeenah Academy.

But that appointment didn’t last long.

When Fort Sumter was bombarded at the start of the Civil War three years later, Pasco closed the academy and, he along with 15 of his older students, enlisted in the Confederate army on August 10, 1861.

They served in the Third Florida Volunteers.

One former student, Pvt. Tom Pettus, was wounded during a heavy exchange of fire in July 1863 near Jackson, Mississippi.

According to Clarence Smith’s wartime diary “Camp Fires of the Confederacy,” Pasco searched and found Pettus among the wounded during the heat of battle. Although Pettus died the next day, Pasco received a commendation from the vice president of the Confederacy.

He also spent a week in January 1863 in Brooksville to get some stragglers to return to fight.

In the fall of that year, Pasco was left on the field with his legs shattered by a lead “minnie” bullet during the battle of Chickamauga, near Chattanooga, Tennessee.

Pasco was taken prisoner and spent nearly six months in different hospitals before being transferred to a Union Army prisoner-of-war camp in Indianapolis, Indiana.

Despite having Northern friends who tried to persuade him to take an oath of allegiance to the Union, Pasco did not and was held captive for 14 months, when he was released in March 1865, as part of an exchange of prisoners.

He was paroled with the rank of sergeant.

In 1869, he married Jessie Denham of Monticello, Florida. They had two daughters and three sons. His son, William Denham Pasco, was a lieutenant in the Spanish-American War, when he was killed on Oct. 29, 1900.

Pasco was a Baptist and a prominent Mason. He was elected president of Florida’s Constitutional Convention in 1885. He also served as Speaker of the Florida House of Representatives in 1887.

During the 1880s, the southern part of Hernando County was filling rapidly with settlers.

“We all were weary of traveling the sand trails of Brooksville, the county seat, to attend court, or transact other business of varied nature,” Dr. Richard C. Bankston recalled, in a letter dated Nov. 25, 1927.

As a local member of the State Legislature, Bankston’s recollections described the need for a new county. He also noted there was opposition to the proposed name of “Banner County.”

At that time the Florida House and Senate were in joint session, voting for a United States Senator and they unanimously elected Pasco.

Bankston saw his opportunity.

“I immediately went to the committee room,” he wrote, “where I had a desk and changed our bill making the name Pasco instead of Banner,” he wrote.

Within four hours on June 2, 1887, Gov. E. A. Perry signed into law a bill to divide Hernando County and to create Citrus and Pasco counties.

On June 9, 1899, President William McKinley appointed Pasco as a member of the Isthmian Canal Commission, the presidential committee that laid the groundwork for construction of the Panama Canal.

Pasco made his first recorded visit to the county bearing his name during the State Farmer’s Alliance meeting in Dade City on Oct. 28, 1891.

One newspaper reported: “Senator Pasco, who was not barred from the meeting because of being a lawyer, went on record against the sub-treasury plan.”

Seven years later, Pasco appeared again in Dade City to attend a Democratic rally that “was fairly well attended, considering the late hour at which it was held,” according to an account by another newspaper.

There are no records that Samuel W. Pasco ever lived in Pasco County.

But, for Pasco’s descendants, who attended the Pasco County Centennial in 1987, it must have been a proud occasion, to see the name of their ancestry on government offices, county vehicles and other local landmarks.

Doug Sanders can be reached at .

Descendants of Samuel Pasco and Jessie Denham
• John, b. Sept. 20, 1880, Monticello, Florida; d. May 5, 1961, Richmond, Virginia. Graduated from Virginia Military Institute in 1900 (General George Marshall’s class)
• Col. Hansell Merrill Pasco, b. October 1915, Thomasville, Georgia; d. November 2008, Richmond, Virginia. He was Secretary of the Army General Staff during World War II.
• Attending the Pasco County Centennial in 1987: Mallory Pasco

Sources
Samuel Pasco at the Biographical Directory of the United States Congress.
Jonathan C. Sheppard, “By the Noble Daring of Her Sons“: The Florida Brigade of the Army of Tennessee, ProQuest, 2008.
Publications of the Florida Historical Society, 1908. Page 33.
Bill Dayton, member and former chairman, Dade City Historic Preservation Advisory Board.
Madonna Jervis Wise, author; “Images of America: Dade City” (2014). Arcadia publishing.

By Doug Sanders

Published September 30, 2015

The Laker/Lutz News wins 15 awards

September 23, 2015 By Special to The Laker/Lutz News

The Laker/Lutz News received 15 awards for advertising design and photography at the annual conference of Community Papers of Florida in Orlando Sept. 18 and Sept. 19.

This photograph of an elementary school student, taken by Fred Bellet, recently received an award from Community Papers of Florida at its conference in Orlando. (Fred Bellet/Photos) — This photograph of an elementary school student, taken by Fred Bellet, recently received an award from Community Papers of Florida at its conference in Orlando.
(Fred Bellet/Photos)

The advertising design and production team of Stefanie Burlingame and Diane Kortus teamed up to receive one award; Burlingame and Carolyn Bennett paired up to receive two awards; Burlingame snared four awards on her own; an agency-produced ad was honored and The Laker/Lutz News received an award for a holiday theme page with multiple ads. All together, the newspaper received three first-place, four second-place and two third-place advertising awards. Advertisers from local businesses whose ads were recognized include J. Joseph’s Salon, ME Hobbies, Harder Law Group, City Grill Sports Bar, Jan’s Wine and Boos II, Victory Lane Motorcars and Connerton.

The photography and layout team of Fred Bellet and Matt Mistretta received four awards and Bellet snared two more. The awards included three for first place, two for second place and one for third place.

This photograph was part of a photo spread taken by Fred Bellet that was honored by Community Papers of Florida. It was taken at Pasco-Hernando State College.

Winning photo spreads included a profile of Tibetan Monks at Pasco-Hernando State College and World War II veterans at a Memorial Day event in Zephyrhills. Individual photos honored were of a skydiver competition in Zephyrhills, an elementary school student and a WWII plane.

There were 573 entries submitted in the 2015 Awards of Excellence competition sponsored by Community Papers of Florida, an industry association made up of free community newspapers and magazines.

Published September 23, 2015

New Orthopedic Surgeon in Dade City

September 21, 2015 By Special to The Laker/Lutz News

Michael Higgins is an orthopaedic doctor who knows first hand the trauma of knee replacement surgery.

A few years back, at age 49, Dr. Higgins had a total knee replacement. From that personal experience, he refined medical treatment and follow up care that results in less pain and a faster recovery for people undergoing knee and hip replacement surgery.

Dr. Higgins is now sharing his experience — both as a patient and orthopaedic surgeon — with residents of central and east Pasco.

He recently opened an orthopaedic practice next to Bayfront Health Dade City. Located at 13020 Fort King Road, the office is in the same location that was occupied for 30 years by Dr. Ben Chiang.

Dade City is Dr. Higgins’ second office. The other is in Spring Hill, where he has practiced for 11 years and has medical privileges at Oak Hill Hospital, Bayfront Health Springhill and Bayfront Health Brooksville. He has served as chief of surgery at Bayfront Health Brooksville.

In Dade City, Dr. Higgins sees patients and does surgery two to three times a week. He is working with Bayfront Health’s administration to expand its orthopaedic group and as other physicians come on board, expanded orthopaedic services will be available at Bayfront Health Dade City.

In addition to his personal knee replacement experience, Dr. Higgins also offers patients a unique perspective as a physical therapist, a profession he worked for seven years before earning his medical degree.

“Coming from a physical therapy background gives me a more holistic approach,” said Dr. Higgins. “I first consider what can be done to help a patient with therapy and other non-invasive treatments. Surgery is not always the best answer, because once you cut, you can’t take it back.”

Dr. Higgins views himself as a conservative physician, who prescribes proven, established best practices with documented results.

“Just because there is a new treatment out there, it doesn’t mean it’s the best treatment for the patient,” said Dr. Higgins. “I strongly believe that people have a right to be treated locally and to receive outstanding care locally. There is no reason for patients to go to Tampa for the medical/surgery expertise they need.”

Dr. Higgins views himself as an old-fashioned doctor who is determined to operate as an independent physician with no affiliation to any medical group.

“I like a practice where I know my patients, where my staff knows my patients,” said Dr. Higgins. “It is very important to me that I continue to maintain my private practice because it allows me to give patients the time I need to listen and provide top quality care.”

Dr. Higgins’ staff of seven, which includes medical assistants, an x-ray technician and a practice manager, staff both the Dade City and Springhill offices, which gives patients consistent, quality customer service.

Dr. Higgins lives in Spring Hill with his wife, Cara and their three sons: 10-year-old Edward, 7-year-old Ian and 3-year-old Patrick. The Higgins are active members of St. Francis Xavier Cabrini Church in Spring Hill, where he also participates in the Knights of Columbus and the Ancient Order of Hibernians.

Hernando Orthopaedic & Spinal Surgery

13020 Fort King Road, Suite 102, Dade City, FL 33525

Phone: 352-688-6035 • Fax: 352-688-6219

www.HernandoOrthoSpine.com

Pasco Lawyer For 31 Years

September 21, 2015 By Special to The Laker/Lutz News

Special to The Laker / Lutz News

Craig Laporte has lived in Pasco County since graduating from the University of Florida in 1975 and moving to his parents’ home in New Port Richey to look for work. And, as Craig tells the story, he “fell into an opportunity” with the Pasco County Sheriff’s Office that resulted in becoming a deputy. For the next four years, he worked mostly nights patrolling the western half of the county.

Four years later, when the Sheriff’s office needed a pilot to fly its helicopter, Craig was a perfect candidate because, in college, he was in the U.S. Air Force Reserves. Craig flew the Sheriff’s helicopter for the next three and a half years, while also attending Stetson University College of Law, graduating in 1983.

With this background, it’s no surprise that Craig’s law firm, Proly, Laporte & Mulligan, is the organizer and primary sponsor of an annual event for families of Pasco’s law enforcement community. Simply called Family Fun Day, this year’s event was in April and was attended by more than 675 adults and children. Activities included pony rides, bounce houses, water slides, and Hungry Harry’s barbecue dinners.

Proly, Laporte & Mulligan has also raised money for many other community groups. Why do Craig and his partners support so many charities? “Because we believe in giving back to the community,” said Craig. “Pasco County has been good to me personally, and good to my firm. It’s natural for us to give back, and we especially like charities where 100 percent of the proceeds benefit local groups.”

Proly, Laporte & Mulligan is a law firm with 35 years experience — all of it in Pasco County. It works with clients in all areas of the county, primarily in personal injury and criminal law.

“We keep our practice limited to personal injury and criminal defense. That’s what we do, because that’s what we’re good at,” said Craig. Unlike many personal injury firms, Proly, Laporte & Mulligan works with clients through the case’s conclusion, including litigation, if necessary.

“When I sit down with a client and take their case, it is with the full understanding that I will be with them until the end — win, lose or draw,” said Craig. “About 10 to 15 percent of our personal injury cases go to trial. The rest are settled by the insurance company, because their client is at fault.”

When you call Proly, Laporte & Mulligan with a legal matter, you will always talk to an attorney, not a paralegal, said Craig.

“You are always a person, never a case number, with our firm” says Craig. Craig welcomes local residents to call his law firm for experienced legal counsel where the client’s interest is always first.

800-273-8303 • www.PLMAttorneys.com

11914 Oak Trail Way • Port Richey, FL 34668

Heavy rains can pose landscape problems

September 2, 2015 By Special to The Laker/Lutz News

Heavy rainfalls during recent weeks have caused many homeowners to worry about disease in their landscape plants.

While it is true that most plant pathogens prefer lots of water and high temperatures —that doesn’t mean your plants automatically will become diseased in our recent scenario.

When soil becomes saturated, plants can become deprived of oxygen and they can die, said Whitney C. Elmore, Pasco County Extension director and Urban Horticulture Agent III. (Courtesy of Chuck Gosselin, Pasco master gardener) — When soil becomes saturated, plants can become deprived of oxygen and they can die, said Whitney C. Elmore, Pasco County Extension director and Urban Horticulture Agent III.
(Courtesy of Chuck Gosselin, Pasco master gardener)

And, just because conditions are right for disease, it doesn’t mean that you automatically should spray chemicals.

Spraying chemicals into the environment without confirming that disease is present is potentially harmful, not to mention that it’s a waste of time and money. It’s also important to know that it will not “cure” or make waterlogged plants stronger.

Positive confirmation of disease requires visual signs of the pathogen, such as fungus on the leaves, and symptoms of the disease like spots, wilting or dieback. Only then should a fungicide be considered.

But remember: Applying fungicides cannot cure diseased plant parts, such as roots and leaves. Fungicides simply will help reduce spread to other plants in the landscape.

If you determine that your plants are infected with a disease that can be treated with chemicals, be sure to follow the label directions.

The UF/IFAS Pasco Extension Office can help you determine if your plants are diseased and can recommend your best method of control.

While disease is a threat in wet conditions, unless plants are naturally adapted to watery environments like the bald cypress, standing water will more quickly become a problem by taking a toll on the roots.

Plants need oxygen. Waterlogged soils can deprive them of that oxygen. Even the bald cypress found in aquatic environments needs oxygen; hence the stump-like “knees” which help move oxygen into the plant roots.

It’s not always evident that plant roots are suffering from oxygen deprivation, since saturated soils don’t always have standing water.

Saturated soils are simply those that are so wet that plant roots cannot obtain oxygen. In other words, standing water is not required to waterlog a plant. Plant roots in waterlogged soils appear stunted and withered, with the root tips decomposing and rotting away.

Waterlogged plants quickly show signs of stress by yellowing and wilting. However, if the soil drains relatively quickly, plant roots will start to get oxygen they need once again, and the plant has a good chance of recovery.

However, plants left in waterlogged soils for extended periods of time will die.

Unfortunately, there is no established period of time that roots are in waterlogged soils that tells us whether or not a plant will survive.

The length of time a root can be deprived of oxygen and be able to recover varies greatly, based on plant species and environmental conditions.

So, what are we to do with our plants when extended rains put our landscapes at risk?

Here are some practical steps you can take to reduce damage and disease in your landscape if waterlogging doesn’t claim your plants.

Keep in mind that many of these steps are proactive and need to be considered prior to and not during or after the rains begin.

Don’t fertilize your plants during periods of high rainfall. Our sugar-sand soils quickly leach nutrients wasting your money and polluting our waterways with fertilizers that plants don’t have a chance to uptake before its whisked away into the drinking water reserves below ground. Wait for more favorable conditions to fertilize plants, when rainfall is not so heavy and soils are well drained. This is especially true for stressed plants, which may actually be harmed by fertilizer applications.
Prune areas of diseased or dying tissue. Leaving diseased tissue behind can further spread disease, so remove the debris. Do not compost diseased tissue because it can harbor disease-causing organisms.
Turn off the sprinklers. When plants are getting more than sufficient rainfall, there is no need for supplemental irrigation. This will only encourage disease, saturate the soil further and waste precious water resources. Established plants, with a few exceptions including some turf grasses, do not usually require supplemental irrigation even during periods of dry weather.
Properly mulch plants. Mulch is effective at holding in moisture during drought, and the same holds true during periods of high rainfall. Mulch plants with no more than 2 inches to 3 inches of mulch such as pine bark or melaleuca. Leave a couple of inches between the bark and, mulch to keep moisture away from the bark, which causes rot. When plants are waterlogged, pull the mulch layer back to expose roots to as much oxygen as possible. Once the soil has dried out, replace the mulch.
Reduce soil compaction, which limits drainage, by limiting foot traffic in wet areas.
When mowing, remove clumps of grass, which can harbor pathogens and limit exposure of underlying turf to sunlight.
Put the right plant in the right place. Obviously, this comes way before the rains, but it’s often overlooked and is the simplest way of protecting your plants during high rainfall. Areas of your landscape that are depressed and frequently hold water should not be planted with species that cannot tolerate standing water. Instead, use plants adapted to wet conditions or consider installing a rain garden as a centerpiece for a beautiful addition.

For help identifying disease, or with general questions about irrigation and plant management in your turf or landscape, call the UF/IFAS Pasco Extension Office at (352) 518-0156.

Whitney C. Elmore is the Pasco County Extension director and Urban Horticulture agent III.

Published September 2, 2015

Steve Saladino — after 25 years, still passionate about financial services

August 28, 2015 By Special to The Laker/Lutz News

Saladino Financial 1-4v BIZ — Steve Saladino and his father, Joe, a long-time resident of Land O’ Lakes.

Steve Saladino is one of those people who is just as excited today about his job as he was 25 years ago. So excited, in fact, that when he talks to you about his profession, his enthusiasm is so contagious that you begin to think that insurance is the most fascinating job in the world.

“I’m more passionate, and having more fun, helping people than ever,” said Steve. “And really, that’s what the insurance business is all about — helping people.”

Steve is the owner and principal of Saladino Financial Group, LLC, in Northdale. He has clients throughout Florida, with a concentration in north Tampa, Lutz and Land O’Lakes.

“I grew up in Land O’ Lakes — attending Sanders Elementary, Pine View Middle and Land O’ Lakes High,” said Steve. “My father, Joe, has lived in Land O’ Lakes since 1972, and he and his wife Gail, have many, many friends in the area.”

The Saladino family is well known among long-time Land O’ Lakes residents for the two-story log cabin home on Ehren Cutoff they built and lived in for many years. While the family no longer owns the cabin, it remains a landmark for those who travel Ehren Cutoff.

“My brothers and I spent 18 months between 1983 and ’85 helping our Dad put together a log cabin kit for our family. It was one of the best experiences of my life, and taught me the value of hard work and the importance of family,” said Steve.

After graduating from Land O’ Lakes High in 1985, Steve spent four years in the U.S. Army with the 82nd Airborne Division at Ft. Bragg, N.C. as a non-commissioned officer in the Finance and Accounting Department.

After his military commitment, Steve entered the financial services industry and worked as an advisor for Metropolitan Life for 15 years before starting his own independent business in 2005.

“I have spent the past 25 years helping folks achieve their personal and business financial goals,” said Steve. “I never think of my job as selling insurance or financial services. It’s truly about helping people achieve their financial goals and taking care of their loved ones.”

Steve’s approach to his business is based on a needs-based, multi-line philosophy that uncovers his clients’ financial goals, needs and objectives for today, as well as those in the future.

“As an independent agent, I can offer high caliber, unbiased and objective service and solutions,” said Steve. “My goal for every client is to create a clear plan for their financial future by breaking complex ideas into simple-to-perform actions.”

Services provided include insurance, investments, business planning/development, financial need analysis, long-term care planning, life insurance review, risk management, strategic alliances marketing development, point-of-sale support, target market identification and joint field coaching.

Steve’s success and competence is evident by the recognition he’s received in the financial services industry, including the prestigious LUTCF (Life Underwriter Training Council Fellow), which was awarded by The National Association of Life Underwriters after several years of extensive studies. He has also been a LUTCF moderator for many years, assisting with its continuing education program offered by The American College and Florida Department of Financial Services.

Steve is dedicated to mentoring the next generation of insurance agents and financial planners by recruiting top candidates and helping in their training and development.

Steve currently serves on the board of directors as president-elect of the Florida Chapter of the National Association of Insurance and Financial Advisors (NAIFA). He was the NAIFA-Tampa president from 2006-08, and is a 2008 graduate of the organization’s Leadership in Life Institute.

Steve and his wife, Alisa, enjoy fishing, boating, camping, and hunting with their three sons. They volunteer in several community groups and attend Grace Family Church in Lutz.

Please contact Steve if you want to learn more about planning for your family’s financial future. You’ll find him easy to talk to, a good listener and always looking out for the best interest of his clients.

(813) 833-3514

Saladino Financial Group, LLC

Steven Saladino, President

Pointers for planting a fall vegetable garden

August 26, 2015 By Special to The Laker/Lutz News

For many gardeners and newcomers, growing vegetables can be a challenge in Florida. But now is a great time to start thinking about planting a fall vegetable garden.

You can be a more successful vegetable gardener, if you keep in mind some key guidelines.

To begin, remember the first principle of Florida Friendly LandscapingTM: right plant, right place. This applies to vegetable gardens, because it is important to know the right time of year to plant the vegetable you want to grow.

Tomatoes grow best when planted in cooler months, rather than during the heat of summer. (Photos courtesy of Nicole Pinson) — Tomatoes grow best when planted in cooler months, rather than during the heat of summer.
(Photos courtesy of Nicole Pinson)

For example, every year our office answers questions about tomatoes. Many people think the best time to plant tomatoes is in the summer. However, the ideal time to plant tomatoes in Florida is in September and again in February through March.

Other vegetables to plant in September include beans, cabbage, corn, kale, lettuce, radishes and turnips.

You can know exactly when to plant vegetables by using the Florida Vegetable Gardening Guide as your reference.

The Florida Vegetable Gardening Guide is available at edis.ifas.ufl.edu/pdffiles/VH/VH02100.pdf.

Using this guide, check Table 3 for information on crops and proper planting dates.

Be sure to match the planting date to your region, which in our case is Central Florida.

Another guideline for successful vegetable gardening in Florida is planting recommended varieties whenever possible.

Table 4 of the guide lists suggested varieties for Florida gardens. Examples of tomato varieties that perform well in Florida include Sweet 100, Mortgage Lifter, Sun Gold, Better Boy and Beefmaster. You may want to print the guide and take a copy of it with you (or search for and save the pdf on your mobile phone) when you buy seeds and transplants at the garden center. That way, you can make sure you are choosing vegetables for the right time of year, and purchasing the varieties recommended for our area.

Scout the garden regularly for common pests, such as green stink bugs.

The third most important thing about Florida vegetable gardening is scouting your garden regularly. Be on the lookout for pests and problems. Keep in mind, you may be able to avoid many insect and disease problems just by planting your vegetables at the right time of the year.

Being vigilant and scouting regularly can help you catch problems early and enable you to deal with them proactively.

When treating for pests, follow the first step in integrated pest management: properly identify the pest. Contact your local Extension office for help identifying insects, and advice on when and how to treat pests. Know that it is impossible to eradicate them, and it is important to use pesticides responsibly to prevent resistance.

Most plants can tolerate 10 percent to 20 percent, and sometimes as much of 30 percent, of foliage loss without affecting yield.

Whenever possible, use the least toxic method of control, and rotate pesticides. Rotating pesticides can keep the pests guessing, and maintain the effectiveness of products.

Don’t forget, the least toxic methods also include physical and cultural controls, such as handpicking and applying the proper amount of water and fertilizer. Find the least toxic pesticides by consulting the Florida Vegetable Gardening Guide. Table 2 provides insect control recommendations, and the least toxic products include neem, spinosad, Bt, insecticidal soap and horticultural oil.

The best place to locate your fall vegetable garden is in a sunny location that is also close to a water source.

Properly prepare the area by removing all weeds and grass. Mix in compost and other soil amendments to improve the soil texture and add nutrients. Mulch and micro irrigation can reduce disease by keeping water off leaves. Prior to planting, you may also want to test your soil pH. Soil pH is a measure of the soil’s acidity or alkalinity.

Soil pH is important because it governs how available nutrients are to plants. The University of Florida Soil Testing Lab, and some county Extension offices, can test your soil for pH. The cost per sample is $3.

Homeowners can use soil pH information in determining if existing plants are suited to a location, choosing new plant material best suited to the site, and in applying fertilizer and soil amendments.

Most vegetables prefer a soil pH of 5.5 – 6.3, but if your soil pH is between 5.5 and 7.0, no adjustment in pH is necessary.

Always test your soil first, before adding lime or sulfur, and consider using raised beds if you have a high soil pH.

By planting vegetables at the right time, using recommending varieties, scouting regularly, locating your garden in a sunny spot close to water, and testing soil pH, you will be on your way toward successful vegetable gardening in Florida.

For additional information, contact or (813) 744-5519, ext. 54145.

Nicole Pinson is an Urban Horticulture Agent in Hillsborough County.

Published August 26, 2015