Daryl Patrick, owner of Tampa Bay Insurance Center in Wesley Chapel, is confident that he can save you money on homeowner’s insurance. He is a property and casualty agent representing 37 homeowner insurance carriers, eight auto carriers, and 100 commercial insurance carriers. Every carrier is demotech A rated in Florida.
“We find ways to help save people money,” says Daryl. “There are ways to get credits for your home that many agents don’t tell their customers. Getting certain inspections will lower your premiums. We had one customer who saved $800 by getting a single inspection.”
Most inspections are good for five years, so the cost of the inspection will usually pay for itself many times over. Homes built in 2002 or later automatically qualify for wind mitigation credits. Anything older requires an inspection in order to receive a credit. Even condo owners can get wind mitigation credits.
Your agent should be asking you a lot of questions. Do you live in a gated community? Are you retired? Do you have an alarm system? These questions may lower your insurance premiums. Your agent should be working for you first.
“Most homes have credits in them,” says Daryl. “The homeowner may just not know it. We make sure they receive the credits available to them. For example, a single-entrance neighborhood gets you a credit.”
Anyone buying a home or with a renewal coming up should get in touch with Daryl’s office and either he or one of his wonderful staff members will be glad to assist you. It takes about five minutes over the phone. Daryl can shop for the best rate from all of his carriers and get you a quote in 15 or 20 minutes. The process is the same for auto and commercial insurance.
“There’s no risk in trying to save money,” says Daryl. “We get in touch with our customers at every renewal. We stay on top of changes in the industry that can save our customers money on their premiums. We can shop all of our carriers at every renewal if the customer wants.”
“We counsel new homeowners to get the proper inspections and make sure they’re submitting the necessary forms with the right information,” says Daryl. “Sending too much information or the wrong information can adversely affect your premiums and even delay your approval.”
Tampa Bay Insurance Center has been in business for five years. They moved to Wesley Chapel in November 2013 due to the phenomenal growth in the area. The employees love the area. They’re all very involved in community activities and events. They provide property and casualty insurance, specializing in personal coverage, and also provide commercial coverage for those who need it.
Daryl asks that anyone who has their homeowner’s coverage through Citizens Insurance call him immediately. “You have much better options,” says Daryl.
Tampa Bay Insurance Center is located at 3822 Turman Loop, Suite 101, in Wesley Chapel. They can be reached at (813) 805-8740.
– Mike Matthew
This story is a feature of the advertising department.
